Our Services

Comprehensive Financial Solutions For Every Need

Personal Loan

Quick, hassle-free personal loans tailored to your financial needs.

Overview

Our personal loans are designed to help you meet any financial requirement, whether it's for medical expenses, education, travel, or any other personal need. With minimal documentation and quick approval, we make borrowing simple and convenient.

Key Benefits

  • ✓ Quick approval within 24 hours
  • ✓ Flexible loan amounts up to ₹25 lakhs
  • ✓ Competitive interest rates
  • ✓ Flexible repayment tenure (12-60 months)
  • ✓ Minimal documentation
  • ✓ No processing fees

Eligibility Criteria

  • Age: 21-60 years
  • Minimum monthly income: ₹15,000
  • Employment: Salaried or Self-employed
  • CIBIL Score: 650+
  • Work experience: Minimum 2 years

Required Documents

  • Aadhar Card & PAN Card
  • Recent Salary Slips (3 months)
  • Bank Statements (6 months)
  • Address Proof
  • ITR (if self-employed)

Home Loan

Affordable home loans to help you own your dream home.

Overview

Make your dream of owning a home a reality with our flexible home loan options. We offer competitive interest rates, flexible repayment options, and quick processing to get you the funds you need.

Key Benefits

  • ✓ Loans up to ₹50 lakhs
  • ✓ Competitive interest rates from 7.5%
  • ✓ Flexible repayment tenure (5-30 years)
  • ✓ Quick approval and disbursement
  • ✓ Tax benefits on principal & interest
  • ✓ Easy balance transfer options

Eligibility Criteria

  • Age: 25-65 years
  • Minimum monthly income: ₹25,000
  • Employment: Salaried or Self-employed
  • CIBIL Score: 700+
  • Work experience: Minimum 3 years

Required Documents

  • Aadhar Card & PAN Card
  • Salary Slips (6 months)
  • Bank Statements (6 months)
  • Property documents & legal clearance
  • ITR (last 2 years)
  • Employment letter

Business Loan

Grow your business with our flexible and affordable business loans.

Overview

Expand your business operations with our comprehensive business loan solutions. Whether you need working capital, equipment financing, or expansion funds, we have the right solution for you.

Key Benefits

  • ✓ Loans up to ₹1 crore
  • ✓ Flexible loan tenure (1-10 years)
  • ✓ Competitive interest rates
  • ✓ Minimal collateral requirements
  • ✓ Quick disbursal
  • ✓ Customized repayment plans

Eligibility Criteria

  • Business age: Minimum 2 years
  • Annual turnover: Minimum ₹20 lakhs
  • Proprietor age: 25-65 years
  • CIBIL Score: 650+
  • Business registration & license required

Required Documents

  • Business registration & license
  • ITR (last 2-3 years)
  • Bank statements (12 months)
  • Balance sheet & profit & loss statement
  • Personal & business PAN/Aadhar
  • Business plan

Mortgage Loan

Secure loans against your property with attractive terms.

Overview

Leverage your property assets to unlock funds for any purpose. Our mortgage loans offer competitive rates, flexible terms, and quick processing, making it easy to get the funds you need when you need them.

Key Benefits

  • ✓ Loans up to 80% of property value
  • ✓ Loan amounts up to ₹2 crores
  • ✓ Flexible repayment (5-20 years)
  • ✓ Lower interest rates
  • ✓ Quick approval & disbursal
  • ✓ Low processing fees

Eligibility Criteria

  • Age: 25-70 years
  • Minimum monthly income: ₹30,000
  • Property ownership for minimum 1 year
  • CIBIL Score: 700+
  • Clear property title & legal documents

Required Documents

  • Property documents & title deed
  • Aadhar, PAN & address proof
  • Salary slips (6 months)
  • Bank statements (6 months)
  • Property valuation report
  • ITR (if self-employed)

Loan Balance Transfer

Transfer your existing loan and enjoy better interest rates.

Overview

Paying high interest on your existing loan? Transfer to us and save significantly on your EMI. Our balance transfer service is quick, hassle-free, and can help you save thousands every year.

Key Benefits

  • ✓ Lower interest rates (save up to 2-3%)
  • ✓ Reduced monthly EMI
  • ✓ Simplified documentation
  • ✓ Quick approval & transfer
  • ✓ Extended repayment tenure
  • ✓ No hidden charges

Eligibility Criteria

  • Existing loan minimum 6 months old
  • Outstanding loan amount: ₹1 lakh+
  • No payment defaults in last 6 months
  • CIBIL Score: 650+
  • Regular payment history

Required Documents

  • Existing loan statement
  • Aadhar & PAN Card
  • Latest salary slip
  • Bank statements (3 months)
  • Loan agreement copy

Credit Card Services

Premium credit cards with exclusive rewards and benefits.

Overview

Get access to premium credit cards with exclusive rewards, cashback, and benefits. Our credit card services are designed for individuals who value convenience, rewards, and premium lifestyle benefits.

Key Benefits

  • ✓ Exclusive cashback & rewards
  • ✓ No annual fees (select cards)
  • ✓ International acceptance
  • ✓ Airline miles & travel benefits
  • ✓ Insurance & protection coverage
  • ✓ Priority customer support

Eligibility Criteria

  • Age: 21-65 years
  • Minimum monthly income: ₹20,000
  • Employment: Salaried or Self-employed
  • CIBIL Score: 700+
  • Valid savings account

Required Documents

  • Aadhar Card & PAN Card
  • Salary slip or income proof
  • Address proof
  • Bank statement (3 months)
  • Passport (optional, for premium cards)

Service Comparison

Feature Personal Loan Home Loan Business Loan Mortgage Loan
Max Loan Amount ₹25 Lakhs ₹50 Lakhs ₹1 Crore ₹2 Crores
Interest Rate 10-16% 7.5-9% 9-13% 8-11%
Tenure 12-60 months 5-30 years 1-10 years 5-20 years
Processing Time 24 hours 7-10 days 7-15 days 10-14 days
Documentation Minimal Extensive Moderate Extensive

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